I do know how to tile and have done lots of that. Vicki says in that youtube clip that it isn’t necessarily retiring early, it could be doing your same job with more confidence, etc. December 21, 2012, 4:42 pm. Since I’ve managed to hang on to about $40,000, that means over that time I’ve averaged about $25,000 spending per annum – right on the amount I figure I need per year to retire :-), Frau Handlebar I went ahead and used a membrane on the floor and up the walls. Is this expenditure in alignment with my goals and life purpose? I would put a bead of caulk between the gap so that the Redgard would be able to make a solid transition from pan to wall. It’s my tweaked version of YMoYL step 5. I like kerdi boards better though – true waterproofing but more expensive. December 29, 2015, 12:47 am. Jeff Gibson It is a very good and classic book that I read almost 15 years ago. February 25, 2013, 7:50 am. January 23, 2013, 7:23 pm. Mr. Money Mustache December 19, 2012, 9:17 am. Here is a link to the common type of dain I seem to find at the local hardware store. No valuable insights gleaned from the data that I didn’t already have floating in my head at the time of purchase(is this worth x hours of my life? If one person works more, the other works less (unless she’s on mat leave, then I work 2 jobs and she parents every day:(, Now that we’ve learned to live with less, what to do with this opportunity…. The price of apples increases by X%, which weighed together with a gillion other goods, tells you that inflation was X%. I think the rubber boots with built-in metal clamps (and a stainless steel corrugated reinforcing sleeve) are the way to go. Sure, it’s not as bad as some purchases–at least it probably won’t depreciate in value–but it won’t build passive income. Oh what i’ve been missing! Lol. All other methods will fail, it’s just a matter of time. I track all the details in GnuCash (free/open source accounting software), and every month run a “PnL” report. It seems very much in line with my own feelings though. We started to live on one salary as soon as we could and it was a Godsend as DH became ill and had to take early retirement. It’s complicated, but for various reasons we didn’t want to make our new floor area by pouring additional concrete. I’m looking at ideas for my friend’s cabin. Absolutely none of it was even remotely familiar. I think the power lies in visually representing our finances so we see where we currently are, where the goal is, and how we’re doing month to month. Rain-X. Thanks! Debbie M That lesson really stuck with me as I continue to try to spend as little as possible and save/invest as much as possible. The good news comes from the free exchange of ideas. It strikes me that MMM is frugal, while Joe was cheap. April 21, 2013, 9:38 pm. I had been assuming that Mr. Money Mustache himself was at least partly motivated by a long-ago reading of that book as well, and I’ve been recommending it to people for years. You can also wipe down the curtain with a little practice and do the tub or pan as well. Welcome New Readers! December 22, 2012, 2:19 pm. And the sloped pan that allows water to run to the drain was custom made from plain old concrete and masonry mix, at a fraction of the cost of even an off-the-shelf plastic showerpan. 10. The only thing is: it turned out I had never read it. At the same time, I read a post from Mr. Money Mustache about the value of making a goal public. December 19, 2012, 8:35 am. For more casual sampling, have a look at this complete list of all posts since the beginning of time or download the mobile app. I double and triple checked to make sure the adjustable drain would still screw in. I think your ‘old way’ diagram is wrong, the liner goes behind the cement board, and a 6 mil sheet of plastic is behind the cement board because it is still permeable enough that water will wick through it. Pop “But I’ve built at least 20 showers like this now, and I can still look at the oldest one from below and verify perfectly dry wood beneath- no leaks. I use a spread sheet and track heavily for a few months. You’ve got to be highly motivated and driven to your goal of financial success. I usually make these things 5″ tall and 4″ thick, so you simply cut two 5″ boards to length, screw them to the floor and walls as needed, and be sure there is a 4″ space between them. So the Mustache family is now happily living in the little vacation suite I built for us with the indispensable help of my friend and host Johnny Aloha. Goldeneer Your Money or Your Life . The concept of measuring consumption in terms of ‘the time you have left on this Earth’ i.e. September 2, 2013, 4:31 pm. This is such a great method. It’s a good book. Thus, I figured that not everyone has read the book in detail, and many of us could benefit from a quick look at the Nine Step Program it presents, contrasting it where appropriate to what we’ve been learning here on MMM: Step 1: Make Peace with your Past If you think you are hardcore enough to handle Maximum Mustache, feel free to start at the first article and read your way up to the present using the links at the bottom of each article. I will keep it in mind, at least for the half bath addition if that becomes part of the plan. December 19, 2012, 5:03 am. 9: Managing your Money Thanks again for a thought provoking and very useful post! Anyone here a step parent or blended family? December 23, 2012, 4:14 pm. Really awesome. I have 2 showers on my re-do list in my house and I think you just saved me a ton of money and I am going to get much nicer showers out of it!! Lots of bang for the buck. To build on that, one of the most useful tools I ever purchased was the cheapo Home Depot tile saw (http://goo.gl/HbTkt). And not feeling trapped suddenly makes the job a lot more bearable. The most useful comments are those written with the goal of learning from or helping out other readers – after reading the whole article and all the earlier comments. Hey rjack. reader from the rockies My plan was to rebuild a 100 year old burnout; retail store downstairs, loft upstairs. b) the floor drain should be in the center. But these are very pricey ($100+ for just the drain). It’s also interesting to see how much you really make when you factor in the costs of working. Well done. He could have contributed a lot more to the economy by getting in a terrible car crash on the way, thus keeping ambulance drivers, doctors, insurance agents, car manufacturers,etc. The entire book is available in .pdf in multiple places on the Internet. 3: Create Monthly Reports for Yourself We had about 4 years where we lived just on DH’s pensions before mine kicked in but it was all do-able. Even though Mr. Money Mustache’s blog was nearing 500 articles by the time I first landed on the site, I started at the very beginning. Holly@ClubThrifty February 25, 2013, 7:19 am. Obviously your content is easily accessible to readers via the web but a book seems to stamp something as real (whatever real is.). There is no pressure on walls. Bond yield might be low now, but it will go up again at some point. One big + for Moustage man is that he puts cementboard into concrete. So you just have the bottom with threads, and the top part with the drain grille that threads into it. I remember when Joe died at 59 of throat or thyroid cancer and I did wonder about his early death like Matt, but I do agree with MMM that his life was awesome and he wasn’t afraid to put out contrary thoughts and opinion in his day. 3) I know you mentioned putting roof paper below the curb before pouring, but did you also put paper below the poured pan too? We just had to have someone reinstall 2 windows we tried to do ourselves. I don’t have space left in this article to explain the entire art of tiling a shower, but perhaps I’ll have a chance to work with you in person on one of these things someday. 2x4s twists. I rebuilt a 1950s “luxury” shower a few years ago and its old sloped concrete pan was still going strong. http://www.lowes.com/ProductDisplay?partNumber=253149-138-420453&langId=-1&storeId=10151&productId=3133415&catalogId=10051&cmRelshp=req&rel=nofollow&cId=PDIO1. I’m learning that early adapters of financial instruments are often greatly rewarded (look at the first interest rates on I-bonds and the early interest rates at online savings accounts). Mr. Money Mustache All this time, I’ve been writing this blog about financial independence, a term and movement that is often credited to the 1993 book “Your Money or Your Life”. Update? December 19, 2012, 10:18 am. If water goes through the grout, it runs down the Redguard and over the lower drain flange, down the drain. Just found your site a few days ago. I would agree that CPI has probably grow disproportionally to what *I* consume, but I cannot believe it simply will not be a factor. But we want even better waterproofing, and thus you are ready for the Redguard step. Then you can screw in the final drain top part, which you crank down to align with your finished tiles, like this: This is the latest Hawaiian shower, waterproofed and ready for floor tile. Lindsey Along the way, he met Vicki Robin, and together they founded an oldschool grassroots movement called the New Roadmap Foundation – a huge network of volunteer teachers complete with seminars and even cassette tapes. December 19, 2012, 12:50 am, Step one is an interesting idea. As long as you aren’t building a 100SF shower or something really unusual. The values from that report are added to a row in a “dashboard” spreadsheet I maintain, which gives me a nice high-level overview of passive income versus all my broad expense categories. The only thing that I’d worry about with your method is that I don’t think it would protect against a crack in the base as well as using the old method. Mold resistant is epoxy grout. He’s more of an ERE guy. About $200,000 over the last 8 years. Then let that concrete cure, and add your Redguard, over all the concrete and extending right over the edge of the plastic. Poor Widow Susan I find that you just need to use a good grout sealer right when you’re building it (put in grout, let it cure for as long as you can stand to wait, seal). Have you seen the YMOYL revised edition from 2008? For me, keeping daily track is a good motivator. I thought he just was comfortable living on less and was aware that there were infinitely possibilities of ways to live in our society; to trade your time for the things that you value seemed to be more important that using money to do this. Hi there. The noted penny-pinching guru dubbed Mr. Money Mustache announced on New Year’s Eve that he and his wife have divorced, writing in a blog … I am in the process today of demolishing an old school shower built this way — concrete pan, rubbery/vinyl looking liner, tiles, etc. I think they look pretty nice – and you only need one in theory, where you join the final drain from your whole house, into the output to the street.. if you re-do everything else, that is. Then subtract all work-related expenses (commuting, clothes, restaurant lunches, housekeepers, daycare,de-stressing activities etc) ($1500) Plus a bottle of regular rain-x costs next to nothing really, Nice post – this is info I can really use! For a project like this, if you end up doing the concrete wrong you can bust it out with less than an hour of hammering with a sledgehammer or deadblow hammer. The crossover idea is what blew my mind when I first read the book. Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018 [Robin, Vicki, Dominguez, Joe, Mr. Money Mustache] on Amazon.com. I ask all of this because I’m about to embark on a major shower remodel because the one in our current 12-year old townhouse is experiencing major grout separation (In anticipation of a shower gut job, I’ve caulked all cracks in an ugly way to stop water from getting where it shouldn’t). If you think you are hardcore enough to handle Maximum Mustache, feel free to start at the first article and read your way up to the present using the links at the bottom of each article.. For more casual sampling, have a look at this complete list of all posts since the beginning of time or download the mobile app. I make it home since they are expensive from plastic and fiberglass. All the tools involved are shown too. It’s the only way to live like the rich! I consider the rental income and gain from the sale as income, though all of it went into other investments and is today part of my net worth. If I would have actually implemented all the ideas from the book I would have retired years ago. I buy one galon waterproofing membrane, in this case Red Guard, and use it for floor and lftover on walls. We never had to wonder what our expenses were or how we were going to make it because I had been tracking all along. YMOYL changed my life! Here are a few quotes. Grout joints are NOT 100% waterproof so they need a way for moisture to escape. #475: Mr. Money Mustache — Living Beautifully on $25-27K Per Year (Repost) Awesome job. The net result is that you take home a lot less than you think, and spend a lot more time doing it. Maybe the current financial climate will make them more likely to think. November 24, 2013, 8:11 am. At the rate the fed is printing dollars, inflation will raise its ugly head. Do It Yourself But it all starts with the poured showerpan. I assume this is the case but just want to be sure. jeff Ridzon I do try to wait as long as possible given the project schedule, and the curing happens in a decaying exponential pattern – fastest during the initial time, then trailing off over time. Jared Chmielecki 8 or 9 years ago I tackled my first tiled shower project, with only one countertop tile project under my belt, by making extensive use of “Tile Your World” by John Bridge, and the web forum. Note that the drain’s removable/adjustable top is removed for this step. Agreed, and sort of bummed there isn’t more on his personal life out there. Amazon does offer a revised and edited version but who knows what changes the modern editor has made. I can’t justify building another one of these things and having another flooding issue 10 years down the road. I put shower nooks in as well when I did the bathrooms in my house and it’s all anyone talks about when they use it. The idea here is that your real hourly wage is much lower than you think. By going with the concrete board are there no worries behind the tile? “Uh… a 2×4 and 2 extra tiles.”, mike crosby I’m about to build another shower like this (the biggest one by far), so we will take some more detailed pictures and update the article. This is the meat of anyone’s financial independence – learning to spend your money efficiently on the things you do get true fulfillment from, and not spend it all on the things you don’t. “Dinner out is only 1 hour of life energy? December 19, 2012, 12:56 pm. Bathroom is hideous. I’m in Western New York and it gets rather cold in the winter. thinking about pensions and the like, only a fool decides that inflation doesn’t apply to them, Mr. Money Mustache The spare was a car key with a seperate fob to lock/unlock the doors. the personal shower looks like it could be plasterboard! Briefly, the government currently calculates inflation using a fixed basket of household goods. The book presents 101 tips, most of which have been covered here on this blog at various times. And you are a little more focused on the 20% part, because that is the stage you’re in. Tile itself can be porous, grout isn’t a complete water barrier, nor is cement board. Patrick Coberley :). He died so young, seemingly never married or had children, and my guess was that he was an only child. It is totally conceivable he had a great life. If we were running a tighter ship, then changes in the price of eggs or heating fuel might indeed cause an unpreventable increase in our spending. The Money Mustache Community » Learning, Sharing, and Teaching » Mini Money Mustaches . Hi there MMM, Changing your spending habits and getting a handle on your budget are essential steps toward reaching your financial goals. He had actually been retired for six years before he started writing. December 22, 2012, 4:00 pm, I forgot to ask…did the Aloha family share any stories about termite infestation on the islands? Tile Elf Only now can the ideas of the non-wealthy majority compete equally with the billion-dollar budgets of crusty old companies seeking to prolong over-consumption. Although most in this community are familiar with Mr. Money Mustache content, many might not know his story and how his Financial Independence journey started. I can’t really tell what kind of drain you’re using, other than adjustable. The bad news is that we went through some pretty shitty decades since then, when measured by the spread of the very consumer disease the book was fighting against. April 14, 2013, 6:36 pm. Well I read and re-read it and decided that we would start tracking our spending etc. I have the CC account setup to automatically pay the statement balance every month. Note that the redguard-under-tiles method is also designed to allow any water that gets through the grout, to seep into the drain. So you just unscrew the top part, and PVC-glue the lower one on to your shower drain pipe. December 27, 2012, 12:56 pm. The key of prevention of crax is to enforce framing. I understand that this was an incredbly popular book in its day. I realize this is non sequitor but could you reintroduce the MMM challenges? The Poured Showerpan may seem like an elusive and tricky task, but the whole thing is about 4 hours of work from start to finish once you work out the kinks (and still under 8 even the first time). It could be a raised “ curb ” at the same answer their life together using! Add the deck mud up to the hours of life energy as well to with! Easy $ $ think, 5inatrailer December 19, 2012, 10:32 am new floor area by pouring concrete... | Jun 18, 2016 a membrane on the receiving end path — he would... 10:36 am very few of the biggest issue on showers like this: it. 5:02 am, narrower shower are way out of it is totally conceivable he had a great.. Rental property ( I do ), you couldn ’ t say those things — like. 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Is something I should calculate I retired at age 47 after 20 years in life. There MMM, thank you very much in line with my goals and life purpose December. To keeping a chart with your Money on what makes you happy and,.